Kinder, Stars und andere Fakten

Kategorie: Bitcoin

Los ejecutivos de JPMorgan Chase opinan sobre la regulación

Los ejecutivos de JPMorgan Chase opinan sobre la regulación de la estabecoína, la competencia criptográfica…

Mientras que la nueva guía de la OCC no tiene un impacto en JPM Coin, podría conducir a pagos criptográficos si hay demanda.

Durante la llamada de ganancias del 4to. trimestre de 2020 de JP Morgan Chase, el CEO Jamie Dimon y la CFO Jennifer Piepszak pesaron sobre la reciente aprobación de la OCC de los bancos que usan stablecoins Bitcoin Compass para los pagos, así como si la aprobación tendrá algún impacto en el desarrollo de JPM Coin.

Durante la parte de preguntas y respuestas de la llamada, el analista de Portales Partners Charles Peabody preguntó sobre la aprobación de la OCC para que los bancos utilicen redes de cadenas de bloqueo públicas para los pagos.

„Esa orientación permite una oferta de ir estable en una cadena de bloqueo pública. Así que eso no afecta a la moneda de JPM. JPM coin, debe pensar en la simbología de los depósitos de nuestros clientes“, respondió la directora financiera de JPM Jennifer Piepszak, según una transcripción de la llamada.

Sin embargo, ella no descartó la posibilidad de una moneda estable respaldada por JPM si los clientes mostraban interés.

„Así que, obviamente es muy pronto. Evaluaremos los casos de uso y… y la demanda de los clientes. Pero… pero todavía es demasiado pronto para ver a dónde nos lleva esto.“

El CEO de JPM, Jamie Dimon, también se apresuró a mencionar que el banco está „usando la cadena de bloqueo para compartir datos con los bancos ya y por lo tanto estamos a la vanguardia de lo que es bueno“.

En la llamada, Piepszak también describió el proyecto

Debutada en octubre de 2020, la moneda de JPM se utiliza en gran medida en la parte posterior de los sistemas de pagos de JPM, ayudando a liquidar casi 6 billones de dólares en pagos diarios. En la llamada, Piepszak también describió el proyecto de JPM Coin como „depósitos simbólicos para facilitar los pagos al cliente“.

En última instancia, Dimon pareció insinuar que la liquidación de pagos encriptados no cambiará mucho la forma en que opera JPM.

„Se habla de que varios bancos tienen monedas digitales y cosas así, ¿verdad?“ Dimon concluyó. „[…] Así que yo… espero que esas cosas vengan y no cambien tanto nuestro mundo“

Sin embargo, Dimon puede estar subestimando el impacto que la criptografía tendrá en el paisaje de los pagos.

Paypal, uno de los gigantes de Fintech que Dimon mencionó por su nombre como competidor en los pagos, confirmó que los pagos criptográficos estarán disponibles a partir de 2021. El CEO – un ex escéptico notorio de las cripto-monedas – dejó claro que los pagos se convertirán en un campo cada vez más concurrido y despiadado durante la próxima década:

Espero que sea una competencia muy, muy dura en los próximos 10 años. Espero ganar. Que Dios me ayude.

„‚Father Christmas rally‘ in full swing: Bitcoin close to $28,000

The so-called „Father Christmas Rally“ is in full swing, with bitcoin hitting a new all-time high this week.

On Sunday, December 27, BTC soared in value to $27,845. In the last 24 hours, the capitalization of the largest digital currency rose 12.9% to $513.017 billion.

Altcoins have performed much less well in the past 24 hours. Ether (ETH) rose to $650, lightcoin (LTC), Cardano (ADA) and Binance Coin (BNB) rose to $134, $0.157 and $33.4 respectively. The crypto market had a capitalisation of just over $729.205bn at the time of publication of this review.

One trader tweeted that bitcoin was approaching its peak. The rally is running out of steam, we are likely to see a 30% drop in BTC over the next 4-5 weeks.

The analyst predicts that the market correction will lead to a pullback to $19-20,000. An alarming signal has been the shortening of the coin’s consolidation and upswing period.

The WhaleMap team, which tracks the behaviour of big players, concluded that „whales“ were buying bitcoins at $19,000. It was this factor that was one of the key drivers of the December run. Analysts have pointed to several key support areas for BTC in the event of a return of a negative trend.

Many observers do not rule out a scenario in which bitcoin could test above $30,000 in the next two to three days.

Bitcoin setzt Rallye fort, da neue Investoren in das Krypto-Spiel einsteigen – Datenanalyse

Die jüngste Bitcoin-Rallye wurde von institutionellen Anlegern unterstützt, die neu in der Kryptowelt sind, mit fast einer halben Million Token, die seit September aufgeschnappt wurden, sagt die internationale Datenfirma Chainalysis.

Große Investoren kauften Berichten zufolge $11.5 Milliarden in Bitcoins in den letzten drei Monaten. Die Kauforgie verdoppelte fast den Preis der weltweit führenden Kryptowährung, die seit Juli 2019 nicht mehr die 12.500-Dollar-Marke überschreiten konnte.

„Die Rolle der institutionellen Investoren wird in den Daten immer deutlicher“, sagte Philip Gradwell, Chefökonom bei Chainalysis, in einer Notiz an Kunden, die von CNBC gesehen wurde. „Die Nachfrage wird von nordamerikanischen Anlegern an Fiat-Börsen getrieben, wobei die Nachfrage von institutionellen Käufern zunimmt.“

Auch auf rt.com steigt Bitcoin in Richtung $25.000, da Coinbase seine Absicht signalisiert, an die Börse zu gehen. RT’s Boom Bust untersucht die Bewegungen in der Kryptowährung

Letzte Woche durchbrach der Bitcoin einen weiteren Meilenstein – 23.000 $. Ein kurzer Anstieg über $24.000 wurde über das Wochenende gesehen, bevor es sich am Montag um $23.500 einpendelte. Der Anstieg hat seine Gewinne seit Jahresbeginn auf 225 Prozent gesteigert.

Unter den institutionellen Investoren, die vor kurzem unterstützt haben bitcoin sind Square, MicroStrategy, und Mass Mutual. PayPal fügte auch die Fähigkeit für Kunden zu kaufen bitcoin.

„Wir sehen institutionelles Kapital fließt in der schnellsten Geschwindigkeit in der Geschichte unseres Geschäfts, und es wird von einigen der weltweit größten Institutionen und einige der berühmtesten Investoren,“ Michael Sonnenshein, Geschäftsführer bei Grayscale Investments, sagte der Agentur.

Auch auf rt.com Bitcoin sollte aufgrund seiner Knappheit 400.000 Dollar wert sein – Guggenheim CIO

Er fügte hinzu, dass die Kapitalflüsse in den börsennotierten Bitcoin Trust der Firma im Vergleich zum Vorjahr um das Sechsfache gestiegen sind.

Der jüngste Nachfrageschub von Wall Street-Milliardären spiegelt eine scharfe Kehrtwende von der ersten prominenten Bitcoin-Rallye vor drei Jahren wider. Damals wurde der Bitcoin-Kurs von Kleinanlegern angekurbelt, von denen die meisten aus Spekulationen heraus auf Kryptowährungen setzten.

Im Jahr 2017 brachte der erste bemerkenswerte Anstieg von bitcoin auf 20.000 $ der Kryptowährung weltweiten Ruhm. Kurz danach brach er zusammen und verlor in den folgenden Monaten fast 80 Prozent seines Wertes, bevor er sich wieder erholte.

DApps represent almost 90% of Ethereum transactions

The popularity of DeFi dApps has exploded this year with 30 times more applications launched in 2019 compared to 2020.

According to DappRadar, the top 10 daApps represent 87% of Ethereum transaction volume.

Decentralized applications and decentralized finance are made possible through the use of distributed ledger technology

According to a report from DappRadar.com, the popularity of decentralized applications has exploded this year.

The new report on Decentralized Applications , or dApps , features exciting news about Ethereum and its decentralized applications. According to the report, titled „2020 Dapp Industry Report“, decentralized applications have exploded in popularity. This report indicates that in 2020, „the 10 best DeFi dapps are responsible for 87% of Ethereum transaction volumes, or $ 223 billion in 2020″.

In addition to this staggering amount, DappRadar goes on to show users that „95% of the growth in transaction volume belongs to Ethereum Dapps“. The report states that DeFi has driven decentralized application growth in 2020. DeFi is now the „dominant industry in terms of key metrics such as TVL (Total Locked Value), AUW and volume.“

Dapps and DeFi continue to grow

This year bodes well for Dapps and DeFi. At the start of the year, DeFi Dapps were less than $ 1 billion in total locked-in value. That number grew to $ 16.5 billion in less than 12 months. Prior to 2020, there were few usable decentralized financing applications. Most of the latter were very promising, but only a small base used them. This has changed as decentralized lending platforms like Maker, Compound, and Aave, and decentralized exchanges like Uniswap, have gained traction.

Now, almost a year after DeFi captured mainstream attention , the whole landscape behind dApps looks different. Compared to DapRadar’s 2020 Industry Snapshot, the number of new dApps has skyrocketed. In 2019, only eight new dApps emerged across the blockchain ecosystem. In 2020, the projects created 238 DeFi dApps. Of these, 106 exist on the Ethereum network . Interestingly, the percentage of dApps built on Ethereum hasn’t changed drastically (50% of dApps were on Etheruem in 2019 and 45% in 2020). However, the volume exploded. It has increased almost 30 times the amount year over year.

What are decentralized applications? What is decentralized finance?

Decentralization is one of the foundations of blockchain technology. Technology emphasizes distributed control of something (a network, application, etc.) versus single (centralized) control and decision-making by a single entity. With decentralization, users and stakeholders control the decision-making power of a network. Decentralized applications are applications without a single point of failure and control. Decentralized Finance includes a subset of dapps that allow users to perform financial transactions without using a centralized platform.

The growing popularity of DeFi Dapps follows ongoing financial and economic uncertainty around the world. In many cases, users also see that they can generate much higher returns by using these dApps rather than traditional financial apps.

Mike Novogratz believes that everyone should invest up to 3% of their net worth in Bitcoin and wait five years

„Look at it in five years, and you will see that it is much more,“ Novogratz said.

With Bitcoin’s price constantly testing the level of support near $19,000, Galaxy Digital founder and CEO Mike Novogratz recommends doing „HODL“ (keeping your cryptosystems) until 2025.

Galaxy Digital, by Mike Novogratz, will launch a new Bitcoin fund in Canada

In a live Yahoo Finance interview published on Wednesday, Novogratz said that the current Bitcoin (BTC) rebound is being driven by high-profile institutions and investors that are „slowly entering space. He cited companies such as PayPal and Square embracing cryptomoney, as well as billionaire Stanley Druckenmiller who recently suggested that digital assets could pay more than gold.

„Bitcoin has become a macro asset to protect against trust currency devaluation both here in the United States and abroad,“ Novogratz said. „Everyone should invest 2 to 3 percent of their net worth in Bitcoin and look at it in five years, and they will see that it is much more.

„BitcoinTuesday will be one of the largest cryptomoney donation events in history

The CEO stated that he believed that cryptoactive volatility would continue to be present, but considered it unlikely that the price of Bitcoin would „fall below USD 12,000 again. Last week, in a Twitter response to British actress Maisie Williams, Novogratz said Bitcoin will eventually reach $65,000 due to a combination of low supply and „a lot of new buyers.

In 2018, Novogratz founded Galaxy Digital, a major venture capital firm focused on digital assets and crypto-currency. Today it is known as one of the largest investors in crypto and blockchain. The CEO has often been bullish about the price of Bitcoin, predicting that the asset would reach $20,000 by the end of 2020.

The price of Bitcoin faces this last zone of resistance before reaching USD 20,000

At the time of publication of this article, the price of Bitcoin is USD 18,978, up more than 6% in the last week.

Hvordan Blockchain og IoT forbedrer matforsyningskjeden

Verdens topp blockchain og Internet of Things (IoT) -hoder jobber med landbruksindustrien for å finne måter å forbedre vår overbelastede landbruksforsyningskjede. De prøver å gjøre det mer effektivt, gjennomsiktig og trygt.

Hvorfor er det problemer med næringskjeden vår?

Forbrukerne har blitt mer krevende de siste tiårene. Vi forventer at maten vår er tilgjengelig uansett årstid. Og smak har blitt mer eksotisk enn noen gang før. Mens de fleste av oss elsker det faktum at vi kan få tomater om vinteren, ser de fleste forbrukere ikke de skjulte kostnadene.

Bedrifter har blitt tvunget til å skaffe mat lenger bort enn noen gang før. Dette har ført til forsyningskjeder som spenner over hele verden. Rundt 14% av all mat er bortkastet før den til og med når butikkhyllene. Og den gjennomsnittlige direkte kostnaden for et enkelt produkt tilbakekalling er rundt $ 10 millioner.

Bortsett fra disse direkte kostnadene, blir det mer utfordrende for bedrifter å opprettholde merkevareløftet. Ugjennomsiktige forsyningskjeder og høyprofilerte skandaler, som Onkel Ben’s tilbakekalling på grunn av bekymringer om glassets mulige tilstedeværelse, har skadet forbrukernes tillit. Og mer enn 75% av forbrukerne foretrekker å bytte til merker som gir mer inngående informasjon om et produkt.

Det er primært to problemer med å redusere og reagere på mattrygghetsproblemer: dårlig kommunikasjon og mangel på sporbarhet. Mange selskaper er avhengige av tradisjonelle papirbaserte sporingsmekanismer, som er langsomme og feilutsatte. For å gjøre saken verre, kommuniserer ikke de som er involvert i forskjellige stadier i forsyningskjeden ofte. Dette etterlater blinde flekker i forsyningskjeden.

Disse problemene har alltid vært til stede, men har blitt forverret av den økende størrelsen og kompleksiteten i forsyningskjeder. Når vi fortsetter å hente mer av maten lenger fra, vil vi sannsynligvis se at flere problemer dukker opp. Hvis bedrifter vil forhindre dette, må de handle nå, før problemet spinner ut av kontroll.

Hvordan kan Blockchain og IoT hjelpe?

Det er ingen sølvkule for å løse problemene næringsmiddelindustrien står overfor. Men den kraftige kombinasjonen av blockchain og IoT-teknologi kan bidra til å takle årsakene. For å forstå hvordan disse teknologiene kan fungere sammen, er det viktig å forstå hver sin styrke og begrensning.

Høsting av data med tingenes internett

Du vet kanskje ikke det, men du benytter deg sannsynligvis allerede av IoT-produkter. Hvis du har et smart termometer, høyttalersystem eller TV, er du allerede en del av IoT-fenomenet. Men det virkelige potensialet til IoT ligger i dens evne til å høste data i sanntid automatisk og deretter dele disse dataene.

IoT-enheter er avhengige av forskjellige sensorer. Disse kan overvåke alt fra leveringstid til temperatur til og med hvilket middel som håndterer maten og når. Disse sensorene kan være alt fra droner til smarte termometre til radiofrekvensidentifikasjon (RFID) og GPS. De hjelper med å fjerne menneskelige feil fra hvert punkt i forsyningskjeden.

Den viktigste fordelen med dette er at det gjør det mulig for bedrifter å samle inn data i sanntid uten å kreve menneskelig innspill. Dette reduserer potensielle feil og vil teoretisk fjerne mange av feilpunktene i forsyningskjeden.

Problemet er at IoT alene ikke fullt ut kan løse gjennomsiktighets- og kommunikasjonsproblemene som plager matforsyningskjeder. Det er her blockchain kommer inn.

Å tilby uforanderlighet med Blockchain-teknologi

Du har sikkert hørt om Bitcoin og Ethereum, men du skjønner kanskje ikke at blockchain-teknologien de er basert på har betydelige applikasjoner utenfor kryptovalutaer. Faktisk var blockchain rundt i flere tiår før den første kryptovalutaen.

Uavhengig av bruken, er blockchains kraft at den skaper en uforanderlig hovedbok som ikke kan endres eller manipuleres med det faktum. Denne funksjonen gjør den unik for lagring og visning av data som er både gjennomsiktige og uforanderlige.

En annen fordel med blockchain er at det tvinger selskaper til å rydde opp og systematisere sine eksisterende data. Det er anslått at 75% av arbeidet som går med til å implementere blockchain blir brukt på å fikse dataene til å fungere i det nye systemet. Dette gjør det mulig for bedrifter å forbedre sine generelle prosesser samtidig som historisk data blir mer nøyaktig og nyttig.

La oss si at du vil kjøpe økologisk frokostblanding som et eksempel på denne prosessen. Du stoler på at produsenten sier at den er økologisk. Men avhengig av forsyningskjeden, kan produsenten være i samme situasjon: å godta deres direkte leverandørers ord. Og så videre.

Med en blockchain-løsning vil du kunne bruke den unike hash-koden til å spore hvert eneste trinn i produksjonsprosessen. Dette sørger for at du vet at frokostblandingen din er det den står på pakken, uten å bekymre deg for at noen i forsyningskjeden rotet til.

IoT og Blockchain kan transformere matindustrien

Til sammen har disse to teknologiene potensial til å spare matindustrien for mer enn 31 milliarder dollar de neste fem årene. Dette skyldes først og fremst besparelser fra å bekjempe matsvindel (for eksempel feil salg av kylling som godkjent av dyrevelferd), men det er andre fordeler.

Bedre sensorer vil redusere matsvinn, og øke den totale mengden mat som treffer butikkhyllene. Færre, mindre og billigere tilbakekallinger vil også gi besparelser.

Landbrukets blockchain / IoT-teknologi er fortsatt i sin barndom, men det er flere måter den kan implementeres på.

Forbedre avlingens effektivitet

Det første trinnet er å utnytte IoT-smarte enheter for å forstå produksjonen fra en bestemt gård. Disse enhetene kan bruke beskjæringssensorer til å måle temperatur, pH, lys, fuktighet og jordfuktighet. Droner kan brukes til å fange opp sanntidsdata om avlingens helse og for å varsle bønder om potensielle problemer i sine felt.

Dette alene er nyttig, da det gjør det mulig for bønder å ta smartere beslutninger i sanntid. Men når du legger til blockchain, blir det en spillveksler. Når dataene er vellykket strukturert, kan de mates inn i en blockchain-løsning. I tillegg til denne direkte bruken av data, kan den forbedres ytterligere med maskinlæring.

Disse AI-genererte innsiktene kan lagres i blockchain slik at andre interessenter kan få tilgang til informasjonen uten å krenke den enkelte bondes personvern.

Flere gjennomsiktige forsyningskjeder

Den neste store utfordringen er å skinne lys over eksisterende forsyningslinjer. Sporing av matforsyning er urovekkende ugjennomsiktig, og det er vanskelig for forbrukerne å ta informerte beslutninger. Det første trinnet for å fikse dette er IoT-teknologi.

Sensorer kan brukes til å spore hvor et dyr ble oppdratt, eller en avling ble dyrket, og om forholdene samsvarer med organiske og grusomhetsfrie etiketter. Da vil IoT-aktiverte kjøretøyer transportere produktene for behandling. Temperaturen varene holdes på og hvem som har samhandlet med dem vil bli registrert og lagret på blockchain gjennom hele prosessen.

Dette gjør det mulig for forhandlere å holde rede på når produktene kommer, men enda viktigere, det gir gjennomsiktighet til forbrukerne. Det skal være mulig å bruke en QR-kode og se hele produktets livssyklus før du kjøper den.

Andre bruksområder

Det fine med IoT og blockchain-teknologi er at de er utrolig fleksible. Bønder kan bruke dem til å dele værdata og bidra til å redusere klimaendringseffektene, eller miljøkampanjer kan bruke den til å bekrefte at maten faktisk oppfyller kvalitetsstandarder.

Nøkkelen er at kombinasjonen av IoT og blockchain vil bidra til å redusere kostnadene og forbedre kvaliteten på maten vi spiser. Det beste er at brukssakene som er nevnt ovenfor, er langt fra bare teoretiske. Flere selskaper implementerer allerede blockchain-teknologi i den virkelige verden.

Nåværende bruk av Blockchain og IoT Technologies

Mange prosjekter jobber mot en blockchain-drevet landbrukssektor. Noen av disse prosjektene er tett fokusert – designet for å takle et enkelt problem veldig bra. Andre er mer ambisiøse og søker å takle problemer som står overfor hele næringsmiddelindustrien.

Spore bærekraftig mat med WWF-Australias OpenSC-prosjekt

World Wildlife Fund-Australia (WWF-Australia) er interessert i å spore og forbedre vår matlogistikk. Organisasjonen har inngått et samarbeid med BCG Digital Ventures for å bygge OpenSC. OpenSC-prosjektet er fokusert på gjennomsiktighet som utnytter blockchain og IoT-teknologi for å hjelpe folk med å unngå ulovlige eller miljøskadelige produkter.

Et primært eksempel består av fiskerinæringen. Et skip utnytter IoT-teknologi for å registrere den nøyaktige plasseringen en fisk blir fanget. Denne fisken blir deretter sporet gjennom hele forsyningskjeden. Når den når butikkhyllene, kan en kunde bruke smarttelefonen til å skanne QR-koden på produktet og bekrefte at fisken de kjøper er det som ser ut til å være og har kommet fra en bærekraftig kilde.

Men prosjektet er større enn det. For eksempel har OpenSC allerede startet samarbeid med Nestlé for å spore melk fra gårder og produsenter i New Zealand til fabrikker i Midt-Østen. Selskapet ønsker å bruke dette for å fremme satsingen på åpenhet.

OpenSC-prosjektet samlet inn 4 millioner dollar i finansiering i 2019 og kunne bli et bevis på konseptet for hele landbrukssektoren.

Boombloc og det malaysiske palmeoljerådet

Palmeolje har blitt et av de mest kontroversielle produktene de siste årene. Store ulovlige palmeoljeoperasjoner har forårsaket betydelig miljøskade. Det malaysiske palmeoljerådet (MPOC) har inngått et samarbeid med Boombloc for å gjenopprette noe troverdighet til sektoren, som er en viktig inntektskilde for malaysiske bønder.

Prosjektet bruker smarttelefoner for å laste opp informasjon om individuelle trær til en database. Dette gjør at en detaljert hovedbok kan bygges. Brukere kan deretter spore livssyklusen til det treet og opprinnelsen til palmeolje de kjøper. MPOC håper at dette vil bidra til å dempe all frykt for ulovlig palmeoljeoperasjoners miljøpåvirkning.

IBM Food Trust

IBM Food Trust er det klart mest innflytelsesrike blockchain-prosjektet for landbruket. Den er basert på Hyperledger Fabric blockchain-protokollen. Dette modulære blockchain-rammeverket blir raskt de facto-standarden for mange enterprise blockchain-plattformer. Prosjektet er åpen kildekode og designet med tanke på forretningsbrukere.

Food Trust er designet for å koble ulike deltakere over hele matforsyningskjeden gjennom en tillatt, permanent og delt datapost. Prosjektet benytter en rekke verktøy designet for å gjøre det lettere for selskaper å implementere blockchain-protokoller. Og det ser ut til å virke.

For eksempel har Nestlé og Carrefour samarbeidet om å bruke plattformen for GUIGOZ Bio 2 og 3 spedbarnsmelkeserie. De bruker teknologien til å spore produktet fra „melk til hylle.“

Sustainable Shrimp Partnership (SSP) har også jobbet med IBM Food Trust for å gi en plattform der produktets data kan slås opp. Begge disse prosjektene tar sikte på å forbedre gjennomsiktigheten og la forbrukerne bekrefte at disse produktene oppfyller standardene de hevder å ha.

The Dawn of a New Era in Food Tracking

Matindustriens problemer er ekte og vil bare forverres hvis de globale forsyningskjedene ikke tilpasser seg. Dette er grunnen til at det er viktig for matvareselskaper, spesielt de som er involvert i logistikk, å se på IoT og blockchain-teknologi i dag. Rundt 20% av dagligvarene vurderer allerede å implementere teknologien innen 2025. Etter hvert som teknologiene blir mer tilgjengelige, vil dette tallet sannsynligvis vokse.

The UNION protocol raises $ 3.9 million to reduce the risks inherent in DeFi

UNION, a decentralized finance protocol (DeFi) that develops risk management tools, has just raised $ 3.9 million. Still very young, the DeFi sector and more specifically its protocols, are often subject to security loopholes, which UNION seeks to fill.

UNION, the platform to secure DeFi

The funding round was led by Alameda Research , the company that operates the FTX exchange . Bering Waters Ventures, Spark Digital Capital, AAM, Solidity Ventures, 3 Commas, Cluster Capital, Rarestone Capital, Alpha Chain, Black Edge Capital also participated in this fundraising.

You will certainly not have missed it, the entire decentralized finance sector is not yet completely secure . Quite frequently, it happens that a protocol is attacked by hackers , or more subtly, that the code of its smart contract contains errors .

This is where UNION comes in, the platform offering risk management tools for DeFi applications .

For John Liu , product manager at UNION, the finding is clear. DeFi is still in a growth phase, and it would be hypocritical for anyone to claim that they „know all the risks“ of DeFi. He shares with The Block media :

„We see clear blocks of risks, and those that we have prioritized are the finality of the transaction (things end up where they should be), the risk of the smart contract (specific to the project or to the dApp), the risk of Layer 1 (entire protocol failure), permanent loss (specific to liquidity providers), collateralization risk (specific to lenders). „

UNION thus acts as the protector of the users of its protocols, by helping those who build DeFi applications to provide completely secure solutions.

A crucial element for the maturation of the sector

With these funds, UNION is able to deploy its first range of security products. This range includes, among other things, a guarantee of transaction gas , protection of collateralisation ratios and coverage of smart contracts .

In the near future, UNION plans to promote the creation of a common protection that considers multiple layers of DeFi, layer 1 with Ethereum (ETH) and layer 2 with Matic Network for example.

UNION also plans to create secondary markets and implement an inclusive model without KYC to remove barriers to accessing risk management tools.

“We believe that with these products buyers and developers can offload their risk, which is crucial for DeFi to mature,” Liu told The Block.

With the DeFi sector weighing nearly $ 13 billion at the time of this writing , many people are starting to take an interest in it. It is in this context that new protocols are being deployed at a breathtaking pace.

Some of these protocols come with security holes that can cause the loss of their users‘ funds. Safety is therefore unequivocally the most important component of a protocol , well ahead of the returns it can bring, and UNION could establish itself as a benchmark.

MicroStrategy could make 3 times the annual profit with Bitcoin Dump

After the recent price rise, the IT service provider has $ 525 million in its Bitcoin war chest. Dump in sight?

On October 27, 2020, Kevin Rooke published data via Twitter, which shows that MicroStrategy is already deep in the black thanks to its Bitcoin investment. Or stand, because the profits from the IT company’s swollen Bitcoin portfolio have not yet been realized.

Does the Bitcoin Dump come from MicroStrategy?

The company announced the purchase of a total of 38,250 Bitcoin (BTC) in August and September 2020 . This inventory was valued at $ 425 million. Since then, the Bitcoin Bank scam rate has soared to $ 13,745. MicroStrategy is currently in possession of Bitcoin worth 535 million US dollars. This means that the equivalent of MicroStrategy’s Bitcoin reserve has risen by around 90 million US dollars within three months. That exceeds the combined net income of $ 78 million that Microstrategy has generated over the past three years.

MicroStrategy CEO Michael Saylor BTC justified the Bitcoin purchase with, among other things, a more promising return compared to the „hodln“ of a cash reserve.

The $ 425 million purchase of Bitcoin in the quarter offers shareholders higher potential returns than holding such amounts in cash and has increased MicroStrategy’s overall visibility in the marketplace.

Saylor had already written off Bitcoin

In August, MicroStrategy took over the cryptocurrency as its primary reserve asset, initially investing $ 250 million for 21,454 BTC. As a result, an additional $ 175 million was sought to acquire another 16,796 BTC. Though the company added digital assets for the first time in its quarterly report in Q3 2020, it reported losses of $ 14.2 million. The company then announced that it wanted to make the buying and selling of Bitcoins dependent on the Treasury Reserve Policy .

In 2013, Saylor declared Bitcoin practically dead and forecast a bleak future for the asset for the cryptocurrency:

Bitcoin’s days are numbered. It only seems like a matter of time before it suffers the same fate as online gambling.

Bitcoin-priset har bara någonsin spenderats 93 dagar över 11 500 dollar

Bitcoins pris har stått över sina nuvarande 11 500 dollar i bara 93 dagar. Är det här en historielektion eller anger det utrymme för tillväxt?

Med Bitcoins pris som svävade runt 11 500 dollar, visade de senaste uppgifterna att tillgången bara hade spenderat cirka tre månader av sin existens över den specifika nivån.

BTC: Endast tre månader över $ 11,5K

Den officiella lanseringen av den första kryptovalutan någonsin kom i början av januari 2009. Bitcoin föddes under den senaste massiva finanskrisen, och Bitcoin var dessa ”magiska pengar” som faktiskt saknade någon större uppmärksamhet under de första åren. Följaktligen handlades priset nära noll ett tag.

Sedan dess började Bitcoin dock få dragkraft som i slutändan resulterade i svår volatilitet genom åren. De massiva fluktuationerna tog tillgången mot en heltidshöjd i december 2017 på nästan 20 000 dollar, och bara ett år senare såg BTC sitt pris under 4 000 dollar.

Snabbspolning framåt två år och Bitcoin är för närvarande positionerat runt 11 500 dollar. Även om den här nivån är nästan dubbelt så låg som rekordhöga, informerade nyligen data från analysföretaget Skew att BTC inte hade spenderat mycket tid över 11 500 USD.

Mer exakt har BTC: s pris svängt över 11 500 dollar under bara 93 dagar (eller tre månader) sedan januari 2009

Bortsett från uppgifterna ovan har Bitcoins hashfrekvens upplevt en betydande ökning även efter avslutad tredje halvering i maj. Som CryptoPotato rapporterade nyligen nådde mätvärdet som mäter datorkraft som gruvarbetare använder för att validera transaktioner på BTC-blockkedjan en ny heltidshöjd på 170 exahash per sekund. Detta motsvarade en ökning med 40% under fem månader efter halveringen.

Även om hashfrekvensen inte är korrelerad med priset föreslog en annan rapport en kommande prisökning. Genom att indikera att Bitcoinvalar, vilket betyder enheter med minst 1000 mynt, har saktat ner ackumuleringen, hävdade Glassnode att detta i slutändan kan vara ett hausseartat tecken på tillgångspriset.

Historiskt, när valar har slutat köpa massiva kvantiteter, har detta lett till en möjlighet för privatinvesterare. Enligt analysföretaget kan Bitcoin vara i början av en uppgång till en marknadstopp.

What happened to the family who sold everything and bought bitcoin to travel the world

In 2017, Didi Taihuttu sold everything to buy Bitcoin, convinced that he would be a multi-millionaire in 2020

Dutchman Didi Taihuttu made headlines around the world in 2017, when he sold his company, his family’s home and cars, and even children’s toys to Bitcoin, believing he would be a multimillionaire by 2020.

With no bank accounts or possessions and all his savings tied up in highly volatile cryptomorphs, Taihuttu, 41, his wife and three children embarked on a worldwide adventure – a quest for a „decentralized and nomadic life,“ as he described to Decrypt on a recent connection from Lagos, Portugal.

Their journey, accompanied by the worldwide media, now spans 40 countries. They have created crypto-funded projects to help the poor; established their own Bitcoin Family brand and products, and documented their journey by spreading the cryptoevangelium in over 200 videos on YouTube.

But the price of Bitcoin has not reached the fortune that Taihuttu predicted, and the coronavirus pandemic has threatened to disrupt its brilliant odyssey. However, its enthusiasm for cryptomeda remains unchanged. He told us why and how his eldest daughter convinced him to continue his quest.

Bitcoin family takes the road

It wasn’t like they had a bad life before, Taihuttu said. He ran his own business offering computer courses in the Netherlands for 11 years.

In fact, more than the desire to earn money, it was his father’s death, combined with exhaustion, that led him to change his life and that of his family. He became involved with cryptomorphs as early as 2013, but in 2017 he suggested his wife, Romaine, to sell everything, invest in Bitcoin, and travel – adopting a new anti-materialistic lifestyle.

The original goal was to sell the Bitcoins Profit Revolution in 2020 and then reinvest when the price fell again.

Bitcoin has a four-year cycle, and the next „halving“ – when their offer is cut in half – was for May 2020. In the last three cycles, months after halving, there has been a rise, and Taihuttu, along with many others, expected the same thing to happen this year.

The family profited from Bitcoin’s high stratospheric levels in 2017, when cryptomeda went from $800 at the beginning of the year to $20,000 in December.

At that point, the couple still kept their bank accounts, but going deeper into Bitcoin’s philosophy convinced Taihuttu that they should lead by example – to show their children, but also to the world at large. „Everybody says what they say, but nobody does the same,“ he said. „We have shown that you can invest everything. Now we had to show that you could live like this“.

The challenges

When they started travelling, there was no application like CoinATMRadar, where you can find bitcoin ATMs around the world to perform lootings, and they had to rely on word of mouth to find places that would accept cryptomaps.

„Especially in the beginning, the first two and a half years, it was very difficult,“ Taihuttu said.

Arriving at the Turkish border on a trip, they could not buy a visa, so they had to stage an elaborate alternative solution, with a friend accepting their Bitcoin and transferring the funds from a visa to a Turkish prepaid credit card. Nowadays, they always carry a bit of cash, for emergencies or treats.

„Adoption in Asia is way ahead of Europe,“ Taihuttu said. Most notably, he added, it’s happening faster in regions of the world where people did not have immediate access to banks.

In the Moluccas, where Taihuttu’s father was born, they met residents who did not know what a bank account was and who lived on a mere dollar a day.

„We were travelling with the children through Vietnam, Cambodia, the Philippines, Australia, Indonesia – all over the world, and we had the proof,“ he said. „I saw the truth: Bitcoin and blockchain are the tools to change this monetary system.“

Taihuttu’s children receive a daily allowance in Bitcoin. The family learned how to use Bitcoin ATMs; they used applications like ExcelTrip to arrange flights; bought coupons that could be used in supermarkets and made immediate use of the localbitcoins.com platform, which puts users in touch with local resellers willing to exchange money for cryptomites. „It’s not as safe or as easy,“ Taihuttu said.

They also began asking hotels and shops if they could pay with Bitcoin. (Bitcoin is accepted by half a dozen restaurants in a village on the Thai island of Koh Phangan, thanks to Taihuttu).

Today, it’s much easier – with the exception of supplies, Taihuttu said. There are two European cities that stand out as particularly cryptome-friendly (where he discovered it was possible to live only in cryptomede 🙂 Rovereto, in Italy and in Slovenia’s capital, Ljubljana.

Travelling the world with cryptomoeda

Over the past three years, the family has travelled between Asia, Oceania and Europe. They were given a van to travel from a crypto market company; they went to Las Vegas; they took a cruise in Venice and were invited to crypto conferences around the world.

Taihuttu deals every day. He is not only dedicated to Bitcoin, but he still accounts for about 65% of his holdings. He also owns consistently Ethereum and Litecoin, and recently invested in DOT, the Polkadot blockchain cryptomeda. Others include COTI, CTSI, EGLD, BEAM, LEND, VOC and KAI.

He has doubts about the decentralised finance market (DeFi). He has made some gains there, but has also heard that many have lost funds. He compared the DeFi to the ICO boom in 2017/18.

Taihuttu is also a consultant to several early-stage startups; he is involved in Bulgaria’s Blockchain Valley project and the House of Dao, a cowork space where the focus is on blockchain and blockchain acceleration projects. „These decentralized communities are going to change the world,“ he said.

„I like Bitcoin to change the lives of poor children all over the world and I get an allowance in Bitcoin,“ Joli Taihuttu, 15, told Decrypt via Telegram. „Dad is also teaching me a little bit about negotiating, but I don’t know if this is something I want to do now. I know that Dad wants my boyfriend, when I have one, to have Bitcoin [emoji of laughter]. ”

The two youngest daughters from Taihuttu, Juna, 13, and Jessa, 10, told Decrypt that Bitcoin is „very cool“.

„Daddy likes bitcoin hihihi a lot,“ Jessa wrote. „I really like being together with Mama and Papa.“

Dealing with the coronavirus pandemic

When COVID-19 first arrived, the family was in Spain and decided to return to Thailand, where they were imprisoned for several months. Taihuttu had been promised a loan of a new van for five years, but the agreement was cancelled due to the uncertainty surrounding the pandemic.

He decided to stay on the island of Thailand, where the rate of infection was low and the family was safe. But Joli changed his mind, reminding him that he had taught his family never to live in fear. So they flew back to Europe in July.

After spending some time in the Netherlands and Spain, they decided to make a new trip of three to six months through Portugal, to promote the idea of travel, family and Bitcoin. Their new video series, they hope, will get a contract with a major broadcaster like Netflix.

„If you want to have a common adoption in this world, you need to focus on everyone, not just the people who already use cryptomorphs,“ Taihuttu said.

Now, he has accumulated some contacts in the industry, so a number of companies, including startup MachinaTrader and the PrimeXBT trading platform, have helped to fund the trip. He was also invited to advise several early-stage startups on strategy and adoption. „I’m almost working again,“ he jokes.

The van in which they will travel is being painted with the Bitcoin logos and other cryptomoedas and equipped with a tent on the roof. There is no set itinerary, which is in line with the ethics of the freedom-loving family.

Driving the adoption of Bitcoin by example

But with Bitcoin apparently stagnating at $10-11,000 for a while, did the family ever regret not drawing more from their savings while he was at his peak when they began their journey?

„Of course, we considered that, and of course we profited a little at that point,“ Taihuttu said. But he went on to explain that as Bitcoin plummeted in the first six months of 2018, what began as an idea to earn money quickly evolved into a mission to live life as fully as possible.

„We really needed to change life,“ Romaine Taihuttu, 41, told Decrypt via Telegram. She doesn’t regret it, but she can imagine establishing herself again one day on the beach.

According to Taihuttu, cryptomorphs are a long-term investment, and in this market, „You need to focus less on cryptomorphs and more on life.

The price of Bitcoin was $4-6,000 at the time the family bought it, so even at today’s price, their investments doubled. But that is nothing compared to the life experiences they have gained.

And regarding the adoption of Bitcoin, the key advice he has to convey is: „It’s almost impossible to push people into Bitcoin, you have to show them – leading by example, and then they will understand. The same thing applies to life“.

For the Bitcoin family, this journey has not resulted in quick wins, but as Taihuttu explains, it was never really about that. It is the experience they gained as a family, getting rid of their possessions, that enriched their lives; the greatest benefit was freedom.

„We had an emotional roller coaster from materialist to minimalist, from normal family life to a digital nomadic family, and then media attention,“ Taihuttu said. „It has been a great adventure so far, and the adventure continues.